Face Painting Insurance in many parts of the world, (in most "first world" nations) is important. For any professional face or body painter not to be covered by public liability insurance would be looking for trouble. This face painting insurance covers the artist against claims brought against them due to any problems with their paints or any other unforeseen problem. People are far more litigious and conscious of their rights than they were even a few years ago. The last thing one wants to be bothered with, (as an artist), is an expensive legal battle and lawyers or attorneys fees. Especially when one has a high profile and is working at events and festivals, that are in the public eye. In this situation, any problem can be exploited by customers trying to cash in, on a mistake or problem. Legal problems can occur even from situations that are not the artists fault. At others times it can be ones own negligence (or a staff members) that can trigger a claim. For artists working at some events or fairs, sometimes this kind of insurance is mandatory. In most cases it is better to be safe than sorry and take out a relatively in-expensive public liability insurance policy.
A Face Painter that is considering buying Public Liability Insurance would probably be thinking about how to minimize the risk of ever having a claim brought against one. Here are some of the things to consider and think about to help minimize potential problems:
It is a good idea if you find yourself in a first world nation to find a company that offers the right kind of public liability cover. For your peace of mind and the client’s, consider purchasing face painting insurance, baring in mind the questions listed above.
The following Insurance companies listed are by no means the only ones that offer this kind of service. This site is not endorsing their products or services, but merely listing the ones that are mentioned by face artists in various forums and sites.
If you’re working in the USA, examples of three places that sell face painting insurance are Clowns of America International ,
The World Clown Association and
Specialty Insurance Agency
For Face Painters based in Canada check out Clownscanada.com and to download the insurance application: Download The Membership Form PDF
For Face Painters based in Australia check out Financial Services Online
Another option is to join FACE (UK Face Painting Association) to get automatic public-liability insurance. As a member of FACE one is automatically covered by Face's block public liability insurance policy which gives individual members up to £5 million (as well as kit cover) of face painting insurance coverage.
Professional Beauty Direct provides £6,000,000 legal liability cover for accidental injury to customers as a result of your negligence.
The majority of treatments are covered : Professional Beauty Insurance
The amazing and zany artwork of James Kuhn can be see by clicking on the image above.